In business can you “Do hard things.”

In business can you “Do hard things.”  What I mean by this is different from what you might think.  So let me give you some examples of what I mean by doing hard things.

 

  • Going against peer pressure
  • Doing the things that are right even when everyone else is doing what you know to be wrong.
  • Standing up for someone who can not do it for them self.
  • Working hard when everyone else is having a good time.

These are hard things to do, but they help you to become a good leader, person and friend. They will also get you to where you want to be without the need to ….

  • step on others  as you make your way to the top.
  • Do things that you know are wrong and say that is how business is done now.
  • Hurting others that can not help them self.

There are three kinds of people….

  • The well poisoners – those that are very negative about everything.
  • The lawn mowers – those that take care of only them self and no one else. And last
  • The life enrichers – they go out of their way to help others in any way that they can. They add something to every person that they come in contact with, in small and big ways.

I want to be a life enricher, how about you?

Here are two quotes that I thing are great to help others on the way to success.

” The important thing is not being afraid to take a chance. Remember, the greatest failure is to not try. Once you find something you love to do, be the best at doing it.”                Debbi Fields

 

“There is no royal, flower strewn path to success. And if there is, I have not found it. For if I have accomplished anything in life it is because I have been willing to work hard.”           C.J. Walker

 

Now go forward make the best out of your business, your life,  and may the good come into your life as well as the hard times. The hard time makes us stronger and better able to take on the challenges that will come before you in the future. With every challenge that comes your way you will get stronger to meet that challenge and the one that comes after that.

 

Dan and Deanna “Marketing Unscrambled”

What is your DREAM, is it coming true?

What is your DREAM, is it coming true? Is it only in your head and not on paper. If it is only in your head than it will stay a dream. If it is on paper in as great of detail as you can get it. You can make it come true. You are always thinking about it and how you can get it done.

 

When I started this it was for an auto so let’s go through it to see how it should be done to get your dreams to come true. This is the one that I wanted for my business.

2014-12-18_1242_inside_of_the_nissan

I could not find a used one of these but I found a ford that is close to this and it works great for my business.

Lets say that you want an auto. Start by figuring out….

The make/ model that you want

Color inside and out

Do you want all the bells and whistles or something less.

Sun roof or not

Do you need something big enough to toe something or not.

New or used

Go take a test drive see if you really like it ( do not buy the first one that you see, look until you find exactly what you want.)

Take a photo of you and this auto. That way in your mind you already have it and you will be able to find it.

It would be best if you could pay cash for it up front so as you are looking be saving and working toward your goal.

My next dream is to have one of these.

2015-08-30_0128tumbleweed_tiny_house

2015-08-30_0144Elm_Vantage_24'

I can think about what I want it to look like by choosing colors, floor plans everything about it and make it mine. Do I make it myself or have someone help me with the building of it.

So what is your DREAMS, are you making them come true.

 

Dan and Deanna “Marketing Unscrambled”

You are thinking of starting a business…..

You are thinking of starting a business. There are three things that you really need to do.

  1. Define what it is that you want to do.
  2. Learn how to do what you want to do.
  3. Do it.

You want to be a plumber. That means that you have done the first thing on the list you have defined what you want to do. Now you need the knowledge to do what you want to do. So a trade school would be the best way to learn how to be a plumber. That takes care of number two.

Now is the time to decide do you want to work for someone else or own your own business.

If you want to own your own business. Do you work for someone else long enough to learn how to run a business than go out on your own. This way you can  save up money to start your own business, have the equipment that you would need in your business. You will have the knowledge and skill to do what you want to do and make it a success.

That just leaves the last thing on the list. To take the actions needed to make everything happen for yourself.  JUST DO IT.

Dan and Deanna “Marketing Unscrambled”

A budget for your business

It is a good thing to be able to keep track of what comes in and what goes out when it comes to the money in your business. If you do not than soon you will be out of business because your expenses are higher than your income. You are going in a hole that you might not be able to get out of and you are out of business.

 

If you are a small business you can get programs that help with this. I like Intuit / quick books. They are easy to use, secure (if you are doing it online).  If you have a budget for an Accountant than do it that way. They can help you to stay on track with your business.

This is a video on the budget and how to set one up and more.

 

You want your company to stay in business for some time to come. It is really needed to know where the money is coming from and going to so that you can make adjustments to the budget as needed. Stay on top of it or find someone who can help you to stay on top of it. This way you will be able to grow and move forward from year to year.

 

Dan and Deanna “Marketing Unscrambled”

If you want more money, you need to change…..

If you want more money you need to change the way that you think of money.

 

Here are 10 ways that people commonly think about money.

1. It is a mystery – they do not understand how to get more it and keep it.

2. It is the master – they are in bondage to money

3. Things have gotten so bad that money is now a Monster – it is all that they can think about and how they can get more because what they have is not enough.

4. It is a major part of your thinking – too much value is put on money and getting it. More important things are gotten rid of like honesty, goodness, kindness.

5. It is a manipulator – you use money to get whatever you want by pay offs, bribes, paying others to do bad things to others.

6. It is a minimizer – it makes you complacent and you quit working hard.

7. It is a maximizer – you use it to help others by the money that you give to others.

8. It use it to make a monument to yourself – your fancy cars, house and other things. You flaunt your money before others.

9. It is a motivation – it can be for selfish or selfless reasons.

10. It can be a menace in your life to have money – feeds your addictions whatever they may be, shopping,drugs, alcohol, food and so on.

Or

Money can be a means to do good or bad in your life and in the life of those around you. How do you choose to use money? It is a tool that should be used with wisdom. If you have never learned how to get money,keep money, and use money with wisdom. Then how do you get any better at it?

Where are you on the list above? You may have moved through some of them. Maybe you are stuck in one of them. Most of them are not good places to be in.

How do you get educated in the ways of money so that you can earn more, keep more and make a better life for yourself and those around you?

We like this book  – The Richest Man In Babylon by George S. Clason             I found mine on Amozon . I you get it on cds you can learn as you drive. That is how I do it.

Listen to Dave Ramsey on the radio or videos on You Tub.

The Life program has some great information on money.

These are just a few of the good places to get great information on these things.

Choose good learning places and start making a difference in your life and the next generation as well. If you do not start you will never make the changes to make your life better.

Most people think that if they can “afford the payments” they should get something right now. That just means that you are renting it for the amount of time that the loan is for and you end up paying a lot more for it in the first place. Try not paying your payments and see how long you still have it.

The wise use of money can be for your business or your personal life. Learning more about it is a life long thing.

You earn money somehow by a job or your business, but if you spend every dime you make and sometimes more than you make ( credit card, loans and on and on). What do you have to show for all your hard work. Nothing. But if you think to yourself “a part of what I make is mine to keep” and you put it away and do not spend it. Soon you will have a great deal to show for your hard work. 10% is a good place to start. As you get more you can keep more if you choose.

Start from where you are at and start making a difference in your life and that of your family.

 

Dan and Deanna “Marketing Unscrambled”

Using wise money practices in your business

Using wise money practices in your business and personal life makes a big difference with everything that you do. Who are the people that you are listening to  when it comes to money? Are they just as penny less as you are? Are you spending every dime that comes your way?

 

Business or personal money practices do make a difference to you and your family. So how do you make the changes that you need to make with the way that you deal with money?

1. Learn from those that have made the right choices with money.

2. Learn from books and cds that teach you how to handle money the right way if you do not know people personally that make good money choices.

If you do not have good money choices in your business, soon you are out of business and do not have money coming in any more.

This is something that we have to learn if we want to keep our business strong and growing. If you learn it for business you can learn it for your personal life as well.

 

This video talks about teaching children about money by Dave Ramsey. If it is business or personal life or how to teach our children about money he is a good person to listen to. He has some great points to learn from.

 

 

Learn how to have abundance in your life and keep it. It will grow your business and personal life as well.

 

Dan and Deanna “Marketing Unscrambled”

Peer to Peer lending, what is it all about?

We have just started looking into peer to peer lending for the reason of investing. These are the things that we would be interested in:

BANNER_3

* Something that is as safe as possible. They are unsecured loans, not like a car loan, a loan for a house or a plot of land that you can take back and get your money back by selling those things.

* Some thing that is more short term, 1 to 5 years. I do not want my money tied up for long periods of time.

* We will be investing small amounts (like $25)  in a lot of different loans so that it is less of a loss if someone does not pay.

* We will be looking for those that high credit score. Others have trusted them to repay loans. So it is likely that we can expect them to repay us as well.

* We will look closely at what they want the money for: to start a business, consolidate debts, remodel the house. If they are starting a business do they have knowledge of that business that they would be a good risk to loan money to them and the business will be a success?

* We are looking for modest returns, they are safer than those of greater return. They are willing to give these return for the greater the risk of losing the money that you put into them. We would rather have the money returned than the risk of it being lost all together.

* The money that we get back will also be used to loan more to others that way the children and grandchildren of that money will also be put to work earning more money. Letting your money work for you not you working for your money.

 

If you want to learn more about peer to peer lending click here to learn more about the risks of peer to peer lending.  Lending Academy is a great place to learn about peer to peer lending. They also have a free ebook for those that are just starting out with this. Go here to get it.

These are website that do the peer to peer lending:

The Lending Club

Prosper

 

More might be on the web, but these are the ones that we have been looking at.

Just a note: Not all State in The United States of America allow this so check it out to see if it is in your area before you get started in it.

 

If you are in need of a loan or you would like to invest this might be a way to do just that. Be wise in your loans that you take and your investing. For your business or personal use.

 

Dan and Deanna “Marketing Unscrambled”

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